Devil Killer Is Here MiNi Shell
MiNi SheLL

Current Path : /hermes/bosweb01/sb_web/b2920/julieanderson.mobicards.ca/irmasebastiano/
Linux boscustweb5006.eigbox.net 5.4.91 #1 SMP Wed Jan 20 18:10:28 EST 2021 x86_64
Current File : //hermes/bosweb01/sb_web/b2920/julieanderson.mobicards.ca/irmasebastiano/services.html
<!DOCTYPE html><html><head><meta charset="UTF-8"><title></title><script src="ew_js/mobileRedirect.js"></script><script>redirectURL('/services-mobile.html');</script><link rel="alternate" media="only screen and (max-width: 700px)" href="/services-mobile.html"><meta http-equiv="Content-type" content="text/html;charset=UTF-8"><meta name="viewport" content="width=1440"><meta name="generator" content="EverWeb 4.2.0 (2988)"><meta name="buildDate" content="Tuesday, July 2, 2024"><meta property="og:url" content="https://irmasebastiano.com/services.html"><link rel="stylesheet" href="ew_css/textstyles.css?3802770335"><link rel="stylesheet" href="ew_css/responsive.css?3802770335"><link rel="stylesheet" href="ew_css/globaltextstyles.css?3802770335"><script src="https://ajax.googleapis.com/ajax/libs/jquery/3.7.1/jquery.min.js"></script>
<script>
if (typeof jQuery == 'undefined')
{
 document.write(unescape("%3Cscript src='ew_js/jquery.min.js'%3E%3C/script%3E"));
}
</script><script src="ew_js/scrollCode.js" defer></script><script type="text/javascript">
today=new Date();
y0=today.getFullYear();
</script><!-- Google tag (gtag.js) -->
<script async src="https://www.googletagmanager.com/gtag/js?id=G-NCK4LR3QFN">
</script>
<script>
  window.dataLayer = window.dataLayer || [];
  function gtag(){dataLayer.push(arguments);}
  gtag('js', new Date());

  gtag('config', 'G-NCK4LR3QFN');
</script><style>a img {border:0px;}body {background-color: #FFFEFF;margin: 0px auto;}div.container {margin: 0px auto;width: 1440px;height: 5895px;background-color: #FFFEFF;}.shape_0 {background: url('images/services/Just relocated.jpg') no-repeat;background-size: cover;background-position: center center;}.shape_2 {background-color:#008CFF;opacity: 1.00; filter:alpha(opacity=100);}.shape_4 {background-color:#00A0FE;opacity: 1.00; filter:alpha(opacity=100);}.shape_19 {background-color:#000000;opacity: 1.00; filter:alpha(opacity=100);}.shape_28 {background-color:#00A0FE;opacity: 1.00; filter:alpha(opacity=100);}.fdnv {
 width: 100%;
 position: fixed;
 background: none;
 left:0;
 font-family:'HelveticaNeue','Helvetica Neue','Arial';
 z-index:99999;
}

.fdnv-header-container {
 background: transparent;
 transition: box-shadow 0.35s ease-out, background 0.35s ease-out;
}

.fdnv-header-container.scrolled,
.fdnv-mobile-nav {
 box-shadow: 0 5px 10px rgba(0, 9, 128, 0.035), 0 7px 18px rgba(0, 9, 128, 0.05);
}

.fdnv.mobile-nav-active .fdnv-header-container {
 transition: none;
}

.fdnv.mobile-nav-hiding .fdnv-header-container {
 transition: background .2s ease-in;
 transition-delay: 0.15s;
}

.fdnv-header {
 margin: 0 auto;
 width: 80%;
 display: flex;
 justify-content: space-between;
 align-items: center;
 padding: 12px 0; //change to em
}

.fdnv-logo img {
 object-fit: cover;
width: 100%;
height: 100%;
}

.fdnv-navigation {
 display: flex;
 justify-content: space-between;
 align-items: center;
}

.fdnv-navigation nav {
 display: flex;
}

.fdnv-navigation nav a {
 margin-right: 1em;
 text-decoration: none;
}

.fdnv-button {
 display: block;
 margin-right: 30px;
 
 border: none;
 padding: 1em;
 cursor: pointer;
}


.fdnv-hamburger {
 display: none;
 position: relative;
 width: 24px;
 height: 16px;
 cursor: pointer;
}

.fdnv-hamburger span {
 display: block;
 position: absolute;
 left: 0;
 height: 3px;
 width: 100%;
 border-radius: 4px;

 -webkit-transform: rotate(0deg);
 transform: rotate(0deg);
 transition: 0.25s ease-out;
}

.fdnv-hamburger > span:nth-child(1) {
 top: 0;
}

.fdnv-hamburger > span:nth-child(2), 
.fdnv-hamburger > span:nth-child(3) {
 top: 6px;
}

.fdnv-hamburger > span:nth-child(4) {
 top: 12px;
}

.fdnv.mobile-nav-active .fdnv-hamburger span:nth-child(1),
.fdnv.mobile-nav-active .fdnv-hamburger span:nth-child(4){
 top: 10px;
width: 0;
 left: 50%;
}

.fdnv.mobile-nav-active .fdnv-hamburger span:nth-child(2) {
 -webkit-transform: rotate(45deg);
 transform: rotate(45deg);
}

.fdnv.mobile-nav-active .fdnv-hamburger span:nth-child(3) {
 -webkit-transform: rotate(-45deg);
 transform: rotate(-45deg);
}


.fdnv-mobile-nav {
 width: 100%;
 border-top: 1px solid rgba(50, 50, 50, 0.1);
 padding: 1em 0;
 overflow: hidden;
 transform: scaleY(0);
 transition: transform 0.3s ease-out;
 transform-origin: top;
}

.fdnv.mobile-nav-active .fdnv-mobile-nav {
 display: block;
 transform: scaleY(1);
}

.fdnv-mobile-nav nav {
 width: 100%;
}

.fdnv-mobile-nav a {
 display: block;
 text-align: center;
 margin: 0.7em 0;
}


@media (max-width: 970px) {
 .fdnv-navigation nav {
 display: none;
 }
 .fdnv-hamburger {
 display: block;
 }
}


#fdnv-29 .fdnv-header-container.scrolled,
#fdnv-29.mobile-nav-active .fdnv-header-container,
#fdnv-29 .fdnv-mobile-nav {
 background: #F8DD27;
}

#fdnv-29 .fdnv-button {
 display: none;
 background: #4EB958;
 border-radius: 5px;
 font-family:'Helvetica','Arial',sans-serif;font-size:12px;color:#FFFEFE;text-decoration:none;
 color: #ffffff;
}

#fdnv-29 .fdnv-button:hover {
 background: #3e8e41;
 color: #5E5E5E;
}

#fdnv-29 .fdnv-header-container.scrolled .fdnv-button,
#fdnv-29.mobile-nav-active .fdnv-button {
 background: #4EB958;
 color: #ffffff;
}

#fdnv-29 .fdnv-header-container.scrolled .fdnv-button:hover,
#fdnv-29.mobile-nav-active .fdnv-button:hover {
 background: #3e8e41;
 color: #fffff;
}


#fdnv-29 .fdnv-hamburger span {
 background-color: #FEFEFE;
}

#fdnv-29 .fdnv-header-container.scrolled .fdnv-hamburger span,
#fdnv-29.mobile-nav-active .fdnv-hamburger span {
 background: #212121;
}

#fdnv-29 .fdnv-logo {
 width: 216px;
height: 86px;
}

#fdnv-29 nav a {
 font-family:'Helvetica','Arial',sans-serif;font-size:18px;color:#FFFEFF;text-decoration:none;
}

#fdnv-29 nav a:hover {
 color: #5E5E5E;
}

#fdnv-29 .fdnv-header-container.scrolled .fdnv-navigation nav a,
#fdnv-29.mobile-nav-active .fdnv-mobile-nav nav a {
 color: #FEFEFE;
}

#fdnv-29 .fdnv-header-container.scrolled .fdnv-navigation nav a:hover,
#fdnv-29.mobile-nav-active .fdnv-mobile-nav nav a:hover {
 color: #FC8008;
}</style></head><body><div class="container" style="height:5895px"><div class="shape_0" style="left:0;top:0px;width:100%;min-width:1440px;min-height:1133px;height:1133px;z-index:0;position: absolute;"></div><div class="shape_2" style="left:0;top:888px;width:100%;min-width:1440px;min-height:372px;z-index:2;position: absolute;"></div><div class="shape_19" style="left:0;top:5422px;width:100%;min-width:1440px;min-height:473px;z-index:19;position: absolute;"></div><div class="content" data-minheight="5500"><div style="position:relative"><div class="shape_1" style="left:68px;top:337px;width:841px;height:102px;z-index:1;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para2"><span style="line-height: 35.75px;font-size: 45px;font-family: 'HelveticaNeue-Medium','Helvetica Neue',sans-serif;font-weight: 500;color: #FEFEFE;text-shadow: 3.0000px 0.0000px 3.0px rgba(93,93,93,0.8);letter-spacing: 0.02em" class="ewgsStyle1">Get Your DREAM MORTGAGE Today</span></p><p class="para2"><span style="line-height: 27.95px;font-size: 35px;font-family: 'HelveticaNeue-Medium','Helvetica Neue',sans-serif;font-weight: 500;color: #FEFEFE;text-shadow: 3.0000px 0.0000px 3.0px rgba(93,93,93,0.8);letter-spacing: 0.02em" class="ewgsStyle1">Connect with Irma or Tina today!</span></p></div></div></div><div style="position:relative"><div class="shape_3" style="left:0px;top:1331px;width:1440px;height:48px;z-index:3;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Mortgage Renewal Made Simple</span></p></div></div></div><div style="position:relative"><a href="contact.html" data-linkuuid="EFD7DB20D2F440B590E196304BCA9C4A" class="outerlink"><div class="shape_4" style="left:69px;top:444px;width:303px;height:62px;z-index:4;position: absolute;"><div class="paraWrap" style="padding: 16px 2.16px 0px 2.16px; "><p class="para3"><span style="line-height: 30px;font-size: 25px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;font-weight: 700;color: #FEFEFE" class="ewgsStyle1">Contact Us</span></p></div></div></a></div><div style="position:relative"><div class="shape_5" style="left:0px;top:4750px;width:1440px;height:48px;z-index:5;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 24.7px;font-size: 31px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Visit Our Location</span></p></div></div></div><div style="position:relative"><div class="shape_6" style="left:0px;top:4807px;width:1440px;height:115px;z-index:6;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 28px;font-size: 23px;font-family: 'HelveticaNeue-Thin','Helvetica Neue',sans-serif;font-weight: 100;color: #5D5D5D" class="ewgsStyle1">4725 Dorchester Road, Unit B4, Ontario. L2E 0A8</span></p><p class="para1"><span style="line-height: 28px;font-size: 23px;font-family: 'HelveticaNeue-Thin','Helvetica Neue',sans-serif;font-weight: 100;color: #5D5D5D" class="ewgsStyle1">+1 (905) 321-9396 or +1 (289) 296-1919</span></p><p class="para1"><span style="line-height: 28px;font-size: 23px;font-family: 'HelveticaNeue-Thin','Helvetica Neue',sans-serif;font-weight: 100;color: #5D5D5D" class="ewgsStyle1"><a href="mailto:irmasebastiano@rmabroker.ca?subject=" class="linkStyle_11">irmasebastiano@rmabroker.ca</a></span></p></div></div></div><div style="position:relative"><div style="left:271px;top:4939.125px;height:455px;width:1003px;position: absolute;z-index: 7;" id="custom-background-7">
<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1005.2101249366239!2d-79.11329539153387!3d43.10487969525635!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89d344fa75c08993%3A0x11eb16e6d22af795!2sIrma%20Sebastiano%20-%20Mortgage%20Agent%20Level%202%20-%20RMA%2C%20Real%20Mortgage%20Associates%20Inc.!5e0!3m2!1sen!2sca!4v1711818089783!5m2!1sen!2sca" width="1000" height="450" style="border:0;" allowfullscreen="" loading="lazy" referrerpolicy="no-referrer-when-downgrade"></iframe></div></div><div style="position:relative"><div class="shape_8" style="left:0px;top:1360px;width:1440px;height:378px;z-index:8;position: absolute;"><div class="paraWrap" style="padding: 48.96px 48.96px 48.96px 48.96px; "><p class="para21"><span style="line-height: 27.6px;" class="Style22">Don't settle for a costly renewal! Many Canadians miss out on potential savings by blindly renewing with their current lender. Let's change that.</span></p><p class="para21"><span style="line-height: 27.6px;" class="Style22">As your independent mortgage advisor, I have access to over fifty lenders, ensuring you get the best rate possible. A small rate reduction could mean substantial savings over time, bringing you closer to mortgage-free living.</span></p><p class="para21"><span style="line-height: 27.6px;" class="Style22">But it's not just about the rate; it's about finding the right mortgage type for you. Whether it's switching from fixed to variable or vice versa, I'll tailor a solution to fit your financial goals and risk tolerance.</span></p><p class="para21"><span style="line-height: 27.6px;" class="Style22">Unlike bank representatives, I work for you. I'll navigate the market, presenting only the options that suit your unique needs, ensuring you make an informed decision.</span></p><p class="para21"><span style="line-height: 27.6px;" class="Style22">Imagine life without a mortgage weighing you down. Let's work together to make that a reality sooner. Don't wait until renewal day—contact me today for a consultation and start planning for your mortgage-free future.</span></p></div></div></div><div style="position:relative"><div class="shape_9" style="left:0px;top:1762px;width:1440px;height:48px;z-index:9;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Streamlined Home Purchasing</span></p></div></div></div><div style="position:relative"><div class="shape_10" style="left:0px;top:1810px;width:1440px;height:613px;z-index:10;position: absolute;"><div class="paraWrap" style="padding: 48.96px 48.96px 48.96px 48.96px; "><p class="para23"><span style="line-height: 23px;" class="Style22">Navigating the maze of home financing can be daunting, but it doesn't have to be. As your dedicated RMA Mortgage Partner, I'm here to simplify the process and put you in control.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Why choose an RMA Mortgage Advisor?</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Just as you rely on a real estate agent to find your dream home, I'll scour the market to secure the best mortgage solution for you. With access to over fifty lenders, I'll do the legwork, ensuring you get the tailored support you deserve.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Finding the right mortgage involves more than just the interest rate. From fixed to variable options, I'll take the time to understand your needs before offering personalized recommendations.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Once we've identified the perfect lender, I'll negotiate on your behalf to secure the best rate possible. Plus, I'll guide you through the contract terms, ensuring you're confident in your decision.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Let's streamline the paperwork process, so nothing stands in the way of your approval.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Get ahead with pre-approval</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Don't wait until you've found your dream home to start the process. Pre-approval arms you with crucial insights into your budget, saving you time and ensuring you're ready to make an offer when the right property comes along.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Plus, with pre-approval, you'll stand out in a competitive market, giving you the edge over other buyers.</span></p><p class="para23"><span style="line-height: 23px;" class="Style22">Ready to make your move? Contact us today for a consultation, and let's find the perfect home loan solution for you.</span></p></div></div></div><div style="position:relative"><div class="shape_11" style="left:0px;top:2449px;width:1440px;height:48px;z-index:11;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Navigating Your First Home Purchase Made Easy</span></p></div></div></div><div style="position:relative"><div class="shape_12" style="left:0px;top:2497px;width:1440px;height:591px;z-index:12;position: absolute;"><div class="paraWrap" style="padding: 51.84px 51.84px 51.84px 51.84px; "><p class="para24"><span style="line-height: 22.54px;" class="Style22">Buying your first home is a memorable milestone, but it can also be intimidating. With numerous funding options available, it's essential to make informed decisions.</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">As your RMA mortgage advisor, I'll simplify the process, guiding you through various mortgage types to find the perfect fit for your financial situation and investing style.</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">Why choose a mortgage advisor?</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">While many offers focus solely on rates, there's more to consider. From fixed vs. variable options to amortization periods, I'll provide unbiased advice, drawing from over fifty lenders to secure the most suitable mortgage for you.</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">Perks for first-time buyers</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">First-time homebuyers enjoy unique benefits, like RRSP loans for down payments and tax incentives. I'll help you understand and capitalize on these opportunities, handling all necessary paperwork.</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">Preapproval advantage</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">Don't wait to get preapproved. Knowing your budget upfront prevents disappointment and gives you a competitive edge in a busy market. Let's secure your preapproval and set you up for success.</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">Realize your homeownership dream</span></p><p class="para24"><span style="line-height: 22.54px;" class="Style22">If you're ready to take the leap into homeownership, We're here to help. Contact us today, and let's find the perfect mortgage solution for your first home.</span></p></div></div></div><div style="position:relative"><div class="shape_13" style="left:0px;top:3116px;width:1440px;height:48px;z-index:13;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Streamline Your Finances with Mortgage Refinancing</span></p></div></div></div><div style="position:relative"><div class="shape_14" style="left:0px;top:3164px;width:1440px;height:430px;z-index:14;position: absolute;"><div class="paraWrap" style="padding: 48.96px 48.96px 48.96px 48.96px; "><p class="para2"><span style="line-height: 25.76px;" class="Style22">Struggling with high-interest debts? Mortgage refinancing could be your ticket to financial freedom. By leveraging your home equity, you can consolidate debts and potentially save money each month.</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">Why choose a mortgage advisor?</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">As your independent advisor, I'll guide you through the refinancing process, weighing the benefits against any potential penalties. With personalized illustrations, I'll show you how refinancing can impact your monthly payments and overall mortgage costs.</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">Plus, with access to over fifty lenders, I'll negotiate the best rates and terms on your behalf, ensuring a seamless refinancing experience.</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">Before you refinance</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">While refinancing can provide relief, it's crucial to have a plan in place to avoid falling back into debt. Establishing a budget and building an emergency fund are essential steps to secure your financial future.</span></p><p class="para2"><span style="line-height: 25.76px;" class="Style22">Ready to take control of your finances? Contact us today for a consultation and discover if mortgage refinancing is the right solution for you.</span></p></div></div></div><div style="position:relative"><div class="shape_15" style="left:0px;top:3629px;width:1440px;height:48px;z-index:15;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Navigating Mortgages for the Self-Employed</span></p></div></div></div><div style="position:relative"><div class="shape_16" style="left:0px;top:3677px;width:1440px;height:413px;z-index:16;position: absolute;"><div class="paraWrap" style="padding: 48.96px 48.96px 48.96px 48.96px; "><p class="para21"><span style="line-height: 27.14px;" class="Style22">Self-employment offers flexibility and rewards, but securing a mortgage can be challenging. Traditional lenders often require extensive documentation, making it difficult to qualify for the desired amount.</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">Why consider a mortgage advisor?</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">Just as you rely on professionals in your business, having a mortgage advisor on your team streamlines the process. With expertise and industry contacts, I'll navigate the complexities for you.</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">As an RMA advisor, I work with over fifty lenders, including those specializing in self-employed mortgages. I'll find the best rates and terms tailored to your unique situation.</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">Why choose alternative lenders?</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">Traditional lenders may hesitate, but alternative lenders offer flexibility and consider various factors beyond income, like credit history and property type.</span></p><p class="para21"><span style="line-height: 27.14px;" class="Style22">Don't let self-employment hinder your homeownership dreams. Contact us for a consultation, and let's find the right mortgage solution for you.</span></p></div></div></div><div style="position:relative"><div class="shape_17" style="left:0px;top:4111px;width:1440px;height:48px;z-index:17;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 22.75px;font-size: 29px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #5D5D5D;letter-spacing: 0.02em" class="ewgsStyle1">Unlock Financial Freedom: Utilize Your Home Equity</span></p></div></div></div><div style="position:relative"><div class="shape_18" style="left:0px;top:4159px;width:1440px;height:515px;z-index:18;position: absolute;"><div class="paraWrap" style="padding: 48.96px 48.96px 48.96px 48.96px; "><p class="para25"><span style="line-height: 24.38px;" class="Style22">Many Canadians find themselves trapped under heavy debt burdens, exacerbated by sky-high interest rates from credit card companies. But if you're a homeowner, there's hope: your home equity could be the key to improving your credit and shedding debt.</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">How can you leverage your equity?</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Refinancing your mortgage is a common strategy. By rolling high-interest debts into your mortgage, you benefit from lower interest rates, reducing monthly payments and accelerating debt repayment.</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Alternatively, if mortgage refinancing isn't suitable, a personal line of credit might be an option. Leveraging your home equity could secure you better interest rates, providing a pathway to financial freedom.</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Crafting a debt-free future</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Whichever route you choose, it's crucial to have a plan in place. Consolidating debt is just the beginning. Allocate extra cash towards building an emergency fund, safeguarding against future financial strains. And remember to save for your future to maintain a debt-free lifestyle.</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Why consult a mortgage advisor?</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">As an RMA mortgage advisor, I'll guide you through these options, ensuring you make informed decisions. With access to over fifty lenders, I'll compare rates and terms, finding the best fit for your needs.</span></p><p class="para25"><span style="line-height: 24.38px;" class="Style22">Ready to take control of your finances? Contact me today and let's get started on your journey to financial freedom.</span></p></div></div></div><div style="position:relative"><div class="shape_20" style="left:571px;top:5449px;width:300px;height:100px;z-index:20;position: absolute;"><img src="images/services/Irma Sebastiano Logo white copy.png" height="100" width="300" ></div></div><div style="position:relative"><div class="shape_21" style="left:168px;top:5599px;width:459px;height:136px;z-index:21;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Irma Sebastiano - Mortgage Agent Level 2</span></p><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Mortgage Agent #M12002096</span></p><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Tina Sebastiano - Mortgage Agent Level 2</span></p><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Mortgage Agent #M19000491</span></p><p style="font-size: 0; text-align:left; padding-bottom:11px; margin-top:0px; padding-top:0px;margin: 0;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><br></span></p><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">R.M.A. Real Mortgage Associates</span></p><p class="para2"><span style="line-height: 8.82px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Licence # 10464</span></p></div></div></div><div style="position:relative"><div class="shape_22" style="left:915px;top:5599px;width:459px;height:165px;z-index:22;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para7"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">4725 Dorchester Rd., Unit B4, Ontario Canada, L2E 0A8</span></p><p style="font-size: 0; text-align:left; padding-bottom:8px; margin-top:0px; padding-top:0px;margin: 0;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><br></span></p><p class="para7"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">1-905-321-9396</span></p><p style="font-size: 0; text-align:left; padding-bottom:8px; margin-top:0px; padding-top:0px;margin: 0;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><br></span></p><p class="para7"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><a href="mailto:irmasebastiano@rmabroker.ca?subject=" class="linkStyle_8">irmasebastiano@rmabroker.ca</a></span></p><p style="font-size: 0; text-align:left; padding-bottom:8px; margin-top:0px; padding-top:0px;margin: 0;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1"><br></span></p><p class="para7"><span style="line-height: 15.12px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Monday to Friday: 9:00am to 5:00pm</span></p><p class="para7"><span style="line-height: 5.58px;font-size: 16px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;color: #FEFEFE" class="ewgsStyle1">Saturday & Sunday : CLOSED</span></p></div></div></div><div style="position:relative"><div class="shape_23" style="left:169px;top:5748px;width:76px;height:50px;z-index:23;position: absolute;"><img src="images/services/RMA-logo-small-3653565981.png" height="50" width="76" ></div></div><div style="position:relative"><div style="left:472px;top:5807px;height:22px;width:500px;position: absolute;z-index: 24;" id="custom-background-24"><p style="font:14px Arial, helvetica, sans-serif;color:#FEFEFE;margin:0;padding:0;text-align:center">Copyright © Irma Sebastiano  2013 to <script type="text/javascript">
document.write(y0);</script>&nbsp;All Rights Reserved</p></div></div><div style="position:relative"><div class="shape_25" style="left:472px;top:5837px;width:500px;height:24px;z-index:25;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 14px;color: #FEFEFE" class="ewgsStyle1">Website Development by: MOBIFLY Canada</span></p></div></div></div><div style="position:relative"><div class="shape_26" style="left:0px;top:1002px;width:1440px;height:48px;z-index:26;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 24.7px;font-size: 31px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 300;color: #FEFEFE;letter-spacing: 0.02em" class="ewgsStyle1">Get a </span><span style="line-height: 24.7px;font-size: 31px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 700;color: #F8B900;letter-spacing: 0.02em" class="ewgsStyle1">FREE</span><span style="line-height: 24.7px;font-size: 31px;font-family: 'HelveticaNeue-Light','Helvetica Neue',sans-serif;font-weight: 300;color: #FEFEFE;letter-spacing: 0.02em" class="ewgsStyle1"> Mortgage Evaluation Today!</span></p></div></div></div><div style="position:relative"><div class="shape_27" style="left:0px;top:1050px;width:1440px;height:38px;z-index:27;position: absolute;"><div class="paraWrap" style="padding: 0px 2.16px 0px 2.16px; "><p class="para1"><span style="line-height: 28px;font-size: 23px;font-family: 'HelveticaNeue-Thin','Helvetica Neue',sans-serif;font-weight: 100;color: #FEFEFE" class="ewgsStyle1">Need a second opinion on your mortgage? Contact Irma or Tina for a free mortgage evaluation!</span></p></div></div></div><div style="position:relative"><a href="contact.html" data-linkuuid="EFD7DB20D2F440B590E196304BCA9C4A" class="outerlink"><div class="shape_28" style="left:579px;top:1107px;width:303px;height:55px;z-index:28;position: absolute;"><div class="paraWrap" style="padding: 13px 2.16px 0px 2.16px; "><p class="para3"><span style="line-height: 30px;font-size: 25px;font-family: 'HelveticaNeue','Helvetica Neue',sans-serif;font-weight: 700;color: #FEFEFE" class="ewgsStyle1">Contact Us</span></p></div></div></a></div><div style="position:relative"><div style="left:-0.0625px;top:0px;height:89px;width:1440px;position: absolute;z-index: 29;" id="custom-background-29"><div width="1440" class="fdnv" id="fdnv-29">

 <div class="fdnv-header-container"> 
 <div class="fdnv-header">
 <div class="fdnv-logo">
 <img src="images/services/Irma sebastiano level 2 logo copy.png" src="images/services/Irma sebastiano level 2 logo copy.png" alt="logo" />
 </div>

 <div class="fdnv-navigation">
 <nav>
<a href="index.html" data-linkuuid="E1645B138F354707AA966A2DBFD73FDD">Home</a><a href="about.html" data-linkuuid="AF15682BE8404C7AAB2574005D3964BD">About</a><a href="services.html" data-linkuuid="32992F17F5D34E24BDD0DE0F7D88112D">Services</a><a href="calculators.html" data-linkuuid="44FD14E6F608485FB933C687173C4D59">Calculators</a><a href="contact.html" data-linkuuid="EFD7DB20D2F440B590E196304BCA9C4A">Contact</a>
 </nav>

<a class='fdnv-button' href="http://" target="_blank">Click Me!</a>


 <div class="fdnv-hamburger">
 <span></span>
 <span></span>
 <span></span>
 <span></span>
 </div>
 </div>

 </div> 

 </div>

 <div class="fdnv-mobile-nav">

 </div>
 </div></div></div><a id="Mortgage-Renewals" style="position:absolute;top:1291px"></a><a id="Home-Purchases" style="position:absolute;top:1738px"></a><a id="First-Home" style="position:absolute;top:2404px"></a><a id="Mortgage-Refinancing" style="position:absolute;top:3047px"></a><a id="Self-Employed" style="position:absolute;top:3614px"></a><a id="Improve-Credit" style="position:absolute;top:4094px"></a></div><footer data-top='5895' data-height='0'></footer></div><script type="text/javascript">
$(function() {
 var mobileNavActive = false
 var scrolled = false
 
 if ($(window).scrollTop() > 20) {
 scrolled = true
 $("#fdnv-29 .fdnv-header-container").addClass("scrolled")
 }

 $(window).scroll(function() {
 var position = $(window).scrollTop()
 if (position >= 20) {
 scrolled = true
 $("#fdnv-29 .fdnv-header-container").addClass("scrolled")
 } else {
 scrolled = false
 $("#fdnv-29 .fdnv-header-container").removeClass("scrolled")
 }
 })

 $("#fdnv-29 .fdnv-hamburger").click(function() {
 if (!mobileNavActive) {
 $("#fdnv-29").addClass("mobile-nav-active")
 } else {
 $("#fdnv-29").removeClass("mobile-nav-active")
 $("#fdnv-29").addClass("mobile-nav-hiding")
 setTimeout(function(){$("#fdnv-29").removeClass("mobile-nav-hiding")},500) // this allows for different transitions for when the user scrolls up and hides mobile-nav
 }
 mobileNavActive = !mobileNavActive
 })

 $( window ).resize(function() {
 if ($( window ).width() > 970 ) {
 $("#fdnv-29").removeClass("mobile-nav-active")
 $("#fdnv-29").addClass("mobile-nav-hiding")
 setTimeout(function(){$("#fdnv-29").removeClass("mobile-nav-hiding")},50) // this allows for different transitions for when the user scrolls up and hides mobile-nav
 mobileNavActive = false
 if (!scrolled) {
 $("#fdnv-29 .fdnv-header-container").removeClass("scrolled")
 } else {
 $("#fdnv-29 .fdnv-header-container").addClass("scrolled")
 }
 }
});


$("#fdnv-29 .fdnv-navigation nav").clone().appendTo("#fdnv-29 .fdnv-mobile-nav")

})

</script></body></html>
Creat By MiNi SheLL
Email: devilkiller@gmail.com