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</html>";s:4:"text";s:17865:"The State of Texas 401(k) Plan began in 1985 and the 457 Plan began in 1974. . Toll-free: (877) 275-4377 TTY: 711 Fax: (512) 867-7438. You must have an account balance of at least . 200 East 18th Street Austin, TX 78701. There are two mandatory retirement program options, the Teacher Retirement System of Texas (TRS), and the Optional Retirement Program (ORP). While all 401ks are for those employed to save for retirement, a Solo 401k is for the self-employed with no full time employees. If you get a loan, you&#x27;ll pay 4.25% interest over 60 months. If you require assistance, TRS-ActiveCare has resources for those impacted. While paying off student debt and saving for retirement at the same time can seem . Railroad Commissioner. 15 Years of Service Catch up: If you have 15 . Adjust your spending to account for the lower paycheck. 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